Pet insurance is becoming more and more popular in Australia. It offers you peace of mind as it covers some or all of the treatment costs if your pet was ever involved in an accident or suffers a sudden illness.
There is no equivalent of Medicare for pets, thus treatment costs can exceed what an equivalent problem would cost for a human patient out-of-pocket. Did you know that 24hr emergency care for animals can cost over $1000 per day? Some surgeries such as repair of fractured bones or exploratory abdominal surgery can also add thousands of dollars and that does not necessarily include the recovery and aftercare treatment. It is a heartbreaking situation to have to choose between the health of your pet and financial constraints, so for peace of mind we strongly recommend that your pet is insured. Both Drs Yoko and Tiffany have pet insurance for their own animals.
There are several companies that offer pet insurance and we can help you find one that best suits your needs and your pet.
What does pet insurance cover?
Individual packages vary in the type of treatment covered. However, they usually include most accidents and unexpected illnesses.
You need to consider the differences between policies, in particular the claim excess amount, proportion of treatment costs covered, annual claim limit, age restrictions, pre-existing illness exclusions and policy costs.
We highly recommend pet insurance and encourage you to discuss it with us at your next visit.